Business Licensing

Cemetery and Funeral Services

Cemetery and Cemetery Sales Licence

Apply for a Cemetery and Cemetery Sales Licence if your company sells cemetery lots or cemetery lots and pre-need cemetery plans.

Cemetery and Funeral Services Salesperson Licence

Apply for a Cemetery and Funeral Services Salesperson Licence to sell cemetery lots, pre-need cemetery plans or pre-arranged funeral plans.

Funeral Home or Crematorium Licence

Apply for a Funeral Home or Crematorium Licence to provide funeral services or merchandise to the public.

Hearing and enforcement action notices for cemeteries and funeral homes

List of cemeteries and funeral homes that received hearing and enforcement action notices from the Business Licensing Division.

Prearranged Funeral Plan Sales Company Licence

Apply for a Prearranged Funeral Plan Sales Company Licence if you’re a company that sells prearranged funeral plans to the public.

Review engagement report (discrepancies): Cemetery and Cemetery Sales Licence and Prearranged Funeral Plan Sales Company Licence

Cemetery and Cemetery Sales Licence holders and Prearranged Funeral Plan Sales Company Licence holders need to submit a Review Engagement Report each year for their trust accounts as part of the renewal process for a Cemetery and Cemetery Sales Licence and a Prearranged Funeral Plan Sales Company Licence.

Review engagement report (no discrepancies): Cemetery and Cemetery Sales Licence and Prearranged Funeral Plan Sales Company Licence

Cemetery and Cemetery Sales Licence holders and Prearranged Funeral Plan Sales Company Licence holders need to submit a Review Engagement Report each year for their trust accounts as part of the renewal process for a Cemetery and Cemetery Sales Licence and a Prearranged Funeral Plan Sales Company Licence.

Collection Agency

Collection Agency Licence

Collection agencies need a Collection Agency Licence to employ people to collect debt in Nova Scotia on behalf of other companies.

Collector Licence (for individuals)

Apply for a Collector Licence. You need the licence if you’re employed by a collection agency to trace debtors or collect debt in Nova Scotia on behalf of other companies.

Consumer Reporting Agency (Credit Bureau)

Consumer Reporting Agency Permit

Apply for a Consumer Reporting Agency Permit if your business provides consumer reports for gain or profit.

Debt Management Agency

Debt Management Agency Licence

Debt management agencies need a Debt Management Agency Licence to employ people to help debtors (people that owe money) manage their debt in Nova Scotia.

Debt Management Agent Licence (for individuals)

Apply for a Debt Management Agent Licence. You need the licence if you’re employed by a debt management agency to help debtors manage their debt in Nova Scotia.

Direct Seller

Direct Seller Company Permit

Apply for a Direct Seller Company Permit if your company has representatives making direct sales to people outside a retail outlet.

Hearing Aid Seller

Hearing Aid Dealer Permit

Apply for a Hearing Aid Dealer Permit if you’re a company that tests, fits and sells hearing aids and accessories to the public.

Hearing Aid Salesperson Permit

Apply for a Hearing Aid Salesperson Permit to test, fit and sell hearing aids and accessories to the public.

Payday Lender

Payday Lender Permit

Payday lenders need a Payday Lender Permit to offer, arrange or provide loans under $1,500 with a term of 62 days or less.

Lender and Agent of Lender

Agent of Lender Permit

Apply for an Agent of Lender Permit to act as an agent for a lender in arranging loans for consumers in Nova Scotia.

Lender Permit

Apply for a Lender Permit if you lend money or provide financing to consumers in Nova Scotia.

Mortgage Brokerage, Lender and Administrator

Associate Mortgage Broker Licence (for individuals)

You need an Associate Mortgage Broker Licence if you’re employed by a mortgage brokerage to act as an intermediary between a borrower and lender for a mortgage while under the supervision of a licensed mortgage broker.

Licensed mortgage brokerages, mortgage lenders and mortgage administrators

List of mortgage brokerages, mortgage lenders and mortgage administrators that are licensed in Nova Scotia under the Mortgage Regulation Act and regulations.

Licensed mortgage brokers and associate mortgage brokers

List of mortgage brokers and associate mortgage brokers that are licensed in Nova Scotia under the Mortgage Regulation Act and regulations.

Mortgage Administrator Licence

You need a Mortgage Administrator Licence to act on behalf of an investor to receive mortgage payments from a borrower, make mortgage payments to the investor and monitor payment activity.

Mortgage Broker Licence (for individuals)

You need a Mortgage Broker Licence if you’re employed by a mortgage brokerage to act as an intermediary between a borrower and lender for a mortgage.

Mortgage Brokerage Licence

Mortgage brokerages need a Mortgage Brokerage Licence to employ mortgage brokers and associate mortgage brokers to act as an intermediary between a borrower and lender for a mortgage.

Mortgage Lender Licence

You need a Mortgage Lender Licence to lend money that’s secured by real property or represent yourself as a mortgage lender.