Cemetery and Funeral Services
Apply for a Cemetery and Cemetery Sales Licence if your company sells cemetery lots or cemetery lots and pre-need cemetery plans.
Apply for a Cemetery and Funeral Services Salesperson Licence to sell cemetery lots, pre-need cemetery plans or pre-arranged funeral plans.
Apply for a Funeral Home or Crematorium Licence to provide funeral services or merchandise to the public.
List of cemeteries and funeral homes that received hearing and enforcement action notices from the Business Licensing Division.
Apply for a Prearranged Funeral Plan Sales Company Licence if you’re a company that sells prearranged funeral plans to the public.
Cemetery and Cemetery Sales Licence holders and Prearranged Funeral Plan Sales Company Licence holders need to submit a Review Engagement Report each year for their trust accounts as part of the renewal process for a Cemetery and Cemetery Sales Licence and a Prearranged Funeral Plan Sales Company Licence.
Cemetery and Cemetery Sales Licence holders and Prearranged Funeral Plan Sales Company Licence holders need to submit a Review Engagement Report each year for their trust accounts as part of the renewal process for a Cemetery and Cemetery Sales Licence and a Prearranged Funeral Plan Sales Company Licence.
Collection Agency
Collection agencies need a Collection Agency Licence to employ people to collect debt in Nova Scotia on behalf of other companies.
Apply for a Collector Licence. You need the licence if you’re employed by a collection agency to trace debtors or collect debt in Nova Scotia on behalf of other companies.
Consumer Reporting Agency (Credit Bureau)
Apply for a Consumer Reporting Agency Permit if your business provides consumer reports for gain or profit.
Debt Management Agency
Debt management agencies need a Debt Management Agency Licence to employ people to help debtors (people that owe money) manage their debt in Nova Scotia.
Apply for a Debt Management Agent Licence. You need the licence if you’re employed by a debt management agency to help debtors manage their debt in Nova Scotia.
Direct Seller
Apply for a Direct Seller Company Permit if your company has representatives making direct sales to people outside a retail outlet.
Hearing Aid Seller
Apply for a Hearing Aid Dealer Permit if you’re a company that tests, fits and sells hearing aids and accessories to the public.
Apply for a Hearing Aid Salesperson Permit to test, fit and sell hearing aids and accessories to the public.
Payday Lender
Payday lenders need a Payday Lender Permit to offer, arrange or provide loans under $1,500 with a term of 62 days or less.
Lender and Agent of Lender
Apply for an Agent of Lender Permit to act as an agent for a lender in arranging loans for consumers in Nova Scotia.
Apply for a Lender Permit if you lend money or provide financing to consumers in Nova Scotia.
Mortgage Brokerage, Lender and Administrator
You need an Associate Mortgage Broker Licence if you’re employed by a mortgage brokerage to act as an intermediary between a borrower and lender for a mortgage while under the supervision of a licensed mortgage broker.
You need a Mortgage Administrator Licence to act on behalf of an investor to receive mortgage payments from a borrower, make mortgage payments to the investor and monitor payment activity.
You need a Mortgage Broker Licence if you’re employed by a mortgage brokerage to act as an intermediary between a borrower and lender for a mortgage.
Mortgage brokerages need a Mortgage Brokerage Licence to employ mortgage brokers and associate mortgage brokers to act as an intermediary between a borrower and lender for a mortgage.
You need a Mortgage Lender Licence to lend money that’s secured by real property or represent yourself as a mortgage lender.
