Collector Licence (for individuals)
Apply for a Collector Licence. You need the licence if you’re employed by a collection agency to trace debtors or collect debt in Nova Scotia on behalf of other companies.
By law, you must have a Collector Licence if you’re employed by a collection agency to trace debtors or collect money from debtors in Nova Scotia on behalf of other companies.
If you’re the manager of a collection agency or a branch location, you need to get a Collector Licence, as well as successfully complete the manager’s exam (75% is the pass mark). The application to write the exam is part of the Collector Licence application process.
If you aren’t a manager, you don’t have to write the manager’s exam, but you still have to get a Collector Licence.
Eligibility
You need to be 19 or older to apply. Your employer needs to have the Collection Agency Licence.
How to apply
- Complete the application form.
- Check the application for details on all required supporting documents.
- Include payment with your application.
- Send your completed application, supporting documents and payment by mail or fax.
- Licence is sent to your employer.
How long it takes
It should take 2 weeks to get the licence (sent to your employer). It can take longer if more information is needed or if your application hasn’t been filled in correctly.
Cost
| Activity | Fee |
|---|---|
| Licence | $66.00 |
| Manager's exam | $49.80 |
Payment options
Visa, MasterCard, American Express, cheque, money order. A cheque or money order should be made payable to the Minister of Finance. Payment options may vary depending on how you apply.
Before you start
Make sure you have:
- signature of your employer, who needs to be an officer (or designate) of a licensed collection agency
- business operating name and address of your employer
- Registry of Joint Stock Companies number of your employer
- your 3-year employment history
You also need to provide details if you have:
- been licensed under any federal or provincial statute
- had a licence refused, suspended or revoked
- been involved in a personal or corporate bankruptcy
- unpaid judgments outstanding
- been convicted of an offence and not been pardoned
Renewal
The collection agency needs to renew your Collector Licence by April 30 each year. They should get a renewal notice in the mail before the renewal date. Renewal of the individual collector is at the discretion of the collection agency.