Insurance Adjuster Licence

Apply for an Insurance Adjuster Licence. You need the licence to settle an insurance loss or claim.

An adjuster works on behalf of the insured or the insurer to settle an insurance loss or claim. Independent adjusters and adjusting agencies must be licensed. In-house or staff adjusters are not required to be licensed.

In Nova Scotia adjuster licences for individuals are issued in accordance with a Level Licensing System. Each level requires that certain Insurance Institute of Canada (IIC) courses, as specified in the regulations, be successfully completed; as the level of licence increases, the degree of responsibility of the licence holder also increases.

Requirements

Level Requirements
Level 1 - Probationary Adjuster
  • successful completion of IIC course C11 (Principles and Practices of Insurance)
  • signed Level I Adjuster Agreement (included in form)
Level II - Assistant Adjuster
  • successful completion of IIC courses:
    • C11 - Principles and Practices of Insurance
    • C12 - Insurance Property Part I
    • C14 - Personal Automobile Insurance
    • C110 - Essentials of Loss Adjusting
  • establish eligibility to hold a Level I Licence
  • signed Level II Adjuster Agreement (included in form)
Level III - Adjuster
  • successful completion of IIC courses:
    • C11 - Principles and Practices of Insurance
    • C12 - Insurance Property Part I
    • C13 - Insurance Against Liability
    • C111 - Advanced Loss Adjusting
  • establish eligibility to hold a Level II Licence
  • signed Level III Adjuster Agreement (included in form)
Level IV - Independent Adjuster
  • successful completion of IIC courses:
    • C32 - Bodily Injury Claims
    • C112 - Practical Issues in Claims Management
  • establish eligibility to hold a Level III Licence
  • have a minimum of two years practical experience as a Level II or III licensee, or both
Level V - Partnership or Corporate Adjuster License
  • up-to-date registration with Registry of Joint Stock Companies
  • Canada Revenue Agency Business Number
  • list of the individuals holding a Level IV Adjuster Licence for each place of business of the applicant

Licence upgrades

You need to provide proof of completion of courses required for upgraded level. Licence will be upgraded, at no additional charge. Expiry date remains unchanged. You are not required to re-submit the application form.

Licence updates

Over the term of your licence, there may be changes to the information you submitted. To update your contact or office information, advise us by email or mail.

In some cases, like a change in sponsoring employer, you will need to re-submit an application form.

How to apply

Level I-IV - Individual Adjusters

  1. Complete the Individual Insurance Licence Application Form (PDF).
  2. Check the application for details on all required supporting documents.
  3. Include payment with your application.
  4. Send your completed application, supporting documents and payment by mail.

Level V - Partnership or Corporate Adjuster

  1. Complete the Corporate Insurance Licence Application Form (PDF).
  2. Check the application for details on all required supporting documents.
  3. Include payment with your application.
  4. Send your completed application, supporting documents and payment by mail.

Before you start

For an individual adjuster application, make sure you have:

  • form signed by an officer or partner of a Level V Licensee, an adjusting firm, indicating that the licensee has agreed to sponsor this individual’s licence application
  • signed Adjuster Agreement (Level I, II, III)
  • proof of IIC course completion
  • original Certificate of Authority from the licensing authority in the jurisdiction in which the applicant resides, if you're a non-resident adjuster

For a partnership or corporate adjuster application, make sure you have:

  • form signed by an officer or partner of the applicant
  • original Certificate of Authority from the licensing authority in the jurisdiction in which the adjusting firm is located, if you're a non-resident adjuster

Renewal

You need to renew your Insurance Adjuster Licence every 3 years. You should get a renewal package (including instructions) in the mail before the renewal date. It’s your responsibility to renew on time.

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