Disaster financial assistance for residential property owners and tenants: July 2023 floods
Residential property owners and tenants can apply for disaster financial assistance for damage or loss from the July 2023 floods. You need to apply by 31 October 2023.
Use the Disaster Assistance for Residential Property Application Form to apply for financial assistance for damage or loss to your residential property from the July 2023 floods.
The Disaster Financial Assistance Program helps residential property owners and tenants with costs to repair or replace uninsurable, essential basic property loss (like appliances and furniture) due to the July 2023 floods. The program is also available to small businesses and non-profits.
Repair and replacement costs for insured and insurable items (even if insurance wasn’t purchased) are not eligible for assistance. Food lost due to the July 2023 floods also isn’t eligible for assistance.
Financial assistance amount
Financial assistance provides up to $200,000 for repair and replacement costs.
Help with your application
211 Nova Scotia can answer questions about the application process and help identify what information and supporting documents you need.
Eligibility
Residential property owners can apply for financial assistance if:
- the damage occurred during the floods on 21 to 23 July 2023
- you don't have insurance to cover your entire loss
- you own the property
- the property is your primary residence
Residential property tenants can apply for financial assistance if:
- the damage occurred during the floods on 21 to 23 July 2023
- you rent or lease the property
- you lost contents of your rental unit
- you don't have insurance to cover your entire loss
- the property is your primary residence
You need to apply by 31 October 2023.
How to apply
- Complete the Confirmation of Insurance Form and application form.
- Check the application for details on all required supporting documents.
- Send your completed application and supporting documents by mail.
How long it takes
It should take 6 to 8 weeks for the Emergency Management Office to review your application and let you know if you’re receiving financial assistance. It can take longer if more information is needed or if your application hasn’t been filled in correctly.
Cost
There is no cost to apply.
Before you start
Make sure you have:
- name of insurance company, policy number, and agent’s name and phone number
- photos of the damage, as well as any “before” photos if you have any
- itemized description of damage or loss and replacement cost estimates
- copy of your rental agreement, if applicable
- authorized representative of your insurance company available to complete and sign the Confirmation of Insurance Form